When it comes to budgeting, many people think of it as a restrictive and boring process. You’ve heard it before and you’ve seen people cringe when they say that word.
But budgeting doesn’t have to be that way, amiga! That’s why it’s not working for you, because you have all of these expectations and none of them feel good to you!
It can actually be an expansive and freeing experience when done correctly! With the right approach, you can take control of your finances by planning for the future with realistic goals in mind. Not just realistic as in “what’s possible for others” , no I mean realistic for you.
Imagine you feeling empowered knowing that you are making wise choices about how to use your money and make progress toward achieving financial freedom. Start thinking of budgeting as an opportunity rather than a burden – this will help you stay motivated to keep going and make smart decisions with your finances each day.
Why have a plan?
Your budget is your plan. Creating a budget (or whatever you wanna call it) that works for you is the foundation of dinero success. When you build a budget, it will help you make informed decisions with your money.
Having a budget gives you control over where your money goes and helps keep track of spending so that more can be saved towards achieving long-term goals! It’s important to review and adjust your budget regularly to ensure it continues to meet your needs. Your priorities shift as you evolve as a human being and so will your money plan.
The type of budget you design should be tailored to match both your values and objectives, if not, you are not going to stick to it.
True story: If a previous budget has not worked out, it could be because you were attempting to follow someone else’s template instead of creating something unique that fits with what matters to you specifically. Taking the time to create a personalized budget will give you better results in the long term. It could be that or you outgrew the budget when you developed new priorities.
WHAT TO DO TO MAKE YOUR BUDGET FEEL EXPANSIVE
STOP CALLING IT A BUDGET
Instead of calling it a budget, why not call it a financial freedom plan or my dream life plan? By reframing the way we think about managing our money, we can begin to see it as a tool for achieving our financial goals and creating the lifestyle we desire. A financial freedom plan is not about depriving ourselves of the things we enjoy, it’s a roadmap to help us make intentional choices about our spending and saving.
SIMPLIFY IT. USE APPS
I don’t know about you but when I see people pulling out their spreadsheets to track every expense, I get anxious. That shit stresses me out.
Thanks to technology, managing your budget has never been easier or more accessible. One great example of a budgeting tool is Mint, a free app that allows you to track your spending, create a budget, and monitor your investments all in one place. Using technology can help your budget seem expansive because it gives you a clear picture of your financial situation and helps you make informed decisions about your money. By taking advantage of technology and tools like Mint, you can transform your budget from a restrictive chore into a tool for financial success and freedom.
PRIORITIZE YOUR VALUES
Prioritizing your values is a powerful way to make your budget seem expansive. Instead of feeling restricted or limited by your financial situation, focusing on what’s truly important to you can help you feel empowered and motivated to make the most of your resources. By identifying your core values – whether it’s travel, family, or giving back to your community – you can make intentional choices about where to allocate your money, ensuring that your spending aligns with your priorities. This not only helps you feel more fulfilled and satisfied with your spending choices, but it can also help you save money in the long run by cutting out expenses that don’t align with your values.
Final thoughts
There you have it, amiga. The secret to making your money plan feel expansive. Gone are the days when budgets suck. You are doing it your way this time and this time it will stick.
Say goodbye to feeling stuck, frustrated, and overwhelmed with money, and create a clear roadmap to meeting your dream lifestyle goals!
Join my 1 on 1 money manifestation coaching sessions to help you uncover your biggest ‘Money Blocks’ and celebrate your financial success. Schedule a free discovery call to see how you can manifest life-changing cash!
Cheers to abundance!